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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,852 | $198,609-86.0% | $40,925-31.9% | $198,609-86.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 88.2%+11.8pp | 82.4%+17.6pp |
| Annual return | 12.38% | 202.70%-190.3pp | 13.67%-1.3pp | 202.70%-190.3pp |
| Employer contribution / active EE | $1,856 | $5,055-63.3% | $2,712-31.6% | $5,055-63.3% |
| Participant deferral / active EE | $6,385 | $6,977-8.5% | $8,503-24.9% | $6,977-8.5% |
| Admin fee / account holder | $627 | $19,030-96.7% | $1,954-67.9% | $19,030-96.7% |