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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,204 | $178,174-19.1% | $156,181-7.7% | $137,256+5.1% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.8%-18.8pp | 80.0%-20.0pp |
| Annual return | 17.38% | 84.19%-66.8pp | 64.87%-47.5pp | 220.34%-203.0pp |
| Employer contribution / active EE | $1,493 | $4,972-70.0% | $4,294-65.2% | $4,156-64.1% |
| Participant deferral / active EE | $8,988 | $6,888+30.5% | $6,132+46.6% | $6,407+40.3% |
| Admin fee / account holder | $616 | $17,404-96.5% | $14,586-95.8% | $12,270-95.0% |