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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,575 | $162,529-92.3% | $130,788-90.4% | $154,746-91.9% |
| Participation rate | 62.5% | 75.9%-13.4pp | 70.1%-7.6pp | 80.7%-18.2pp |
| Annual return | 25.77% | 510.48%-484.7pp | 386.44%-360.7pp | 172.34%-146.6pp |
| Employer contribution / active EE | $1,635 | $4,447-63.2% | $3,558-54.1% | $4,379-62.7% |
| Participant deferral / active EE | $1,699 | $4,808-64.7% | $4,137-58.9% | $6,730-74.7% |
| Admin fee / account holder | $817 | $7,669-89.3% | $6,673-87.8% | $14,365-94.3% |