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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,291 | $72,071-21.9% | $68,368-17.7% | $137,256-59.0% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 21.29% | 353.14%-331.9pp | 292.57%-271.3pp | 220.34%-199.1pp |
| Employer contribution / active EE | $1,789 | $2,788-35.8% | $2,649-32.5% | $4,156-57.0% |
| Participant deferral / active EE | $3,573 | $4,410-19.0% | $4,123-13.3% | $6,407-44.2% |
| Admin fee / account holder | $704 | $5,336-86.8% | $5,150-86.3% | $12,270-94.3% |