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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,270 | $201,372-14.5% | $184,260-6.5% | $145,884+18.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 24.05% | 29.04%-5.0pp | 28.84%-4.8pp | 551.85%-527.8pp |
| Employer contribution / active EE | $23,904 | $7,024+240.3% | $6,427+271.9% | $4,662+412.7% |
| Participant deferral / active EE | $10,946 | $9,808+11.6% | $9,133+19.9% | $6,690+63.6% |
| Admin fee / account holder | $669 | $16,362-95.9% | $13,898-95.2% | $13,392-95.0% |