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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,066 | $162,136-50.0% | $152,301-46.8% | $154,746-47.6% |
| Participation rate | 94.7% | 84.1%+10.6pp | 82.4%+12.3pp | 80.7%+14.0pp |
| Annual return | 19.94% | 91.02%-71.1pp | 80.50%-60.6pp | 172.34%-152.4pp |
| Employer contribution / active EE | $6,387 | $4,890+30.6% | $4,624+38.1% | $4,379+45.9% |
| Participant deferral / active EE | $8,163 | $8,341-2.1% | $8,004+2.0% | $6,730+21.3% |
| Admin fee / account holder | $819 | $15,759-94.8% | $14,398-94.3% | $14,365-94.3% |