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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,066 | $196,972-58.8% | $182,262-55.5% | $198,609-59.2% |
| Participation rate | 94.7% | 85.7%+9.0pp | 84.2%+10.5pp | 82.4%+12.4pp |
| Annual return | 19.94% | 158.27%-138.3pp | 140.60%-120.7pp | 202.70%-182.8pp |
| Employer contribution / active EE | $6,387 | $5,364+19.1% | $5,046+26.6% | $5,055+26.3% |
| Participant deferral / active EE | $8,163 | $8,643-5.6% | $8,276-1.4% | $6,977+17.0% |
| Admin fee / account holder | $819 | $18,429-95.6% | $16,712-95.1% | $19,030-95.7% |