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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,891 | $115,225-82.7% | $100,712-80.2% | $138,895-85.7% |
| Participation rate | 68.2% | 74.3%-6.2pp | 69.3%-1.1pp | 79.9%-11.7pp |
| Annual return | 17.98% | 40.35%-22.4pp | 33.27%-15.3pp | 145.39%-127.4pp |
| Employer contribution / active EE | $618 | $2,771-77.7% | $2,313-73.3% | $4,194-85.3% |
| Participant deferral / active EE | $1,489 | $4,699-68.3% | $4,085-63.6% | $6,396-76.7% |
| Admin fee / account holder | $125 | $10,844-98.8% | $9,256-98.6% | $12,562-99.0% |