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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,106 | $89,259-24.8% | $107,187-37.4% | $82,637-18.8% |
| Participation rate | 40.7% | 67.9%-27.2pp | 75.0%-34.3pp | 68.1%-27.3pp |
| Annual return | 15.66% | 21.02%-5.4pp | 204.55%-188.9pp | 53.51%-37.8pp |
| Employer contribution / active EE | $1,868 | $3,080-39.4% | $3,782-50.6% | $2,552-26.8% |
| Participant deferral / active EE | $2,184 | $4,037-45.9% | $5,096-57.2% | $4,126-47.1% |
| Admin fee / account holder | $55,204 | $7,381+647.9% | $9,162+502.5% | $7,339+652.2% |