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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,734 | $183,627-1.6% | $155,602+16.2% | $145,978+23.8% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | 10.46% | 61.32%-50.9pp | 64.81%-54.4pp | 550.52%-540.1pp |
| Employer contribution / active EE | $3,225 | $5,316-39.3% | $4,675-31.0% | $4,662-30.8% |
| Participant deferral / active EE | $5,705 | $6,466-11.8% | $5,629+1.4% | $6,690-14.7% |
| Admin fee / account holder | $2,014 | $19,327-89.6% | $15,923-87.4% | $13,400-85.0% |