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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,701 | $106,524+213.3% | $152,301+119.1% | $87,485+281.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 19.86% | 26.89%-7.0pp | 80.50%-60.6pp | 26.06%-6.2pp |
| Employer contribution / active EE | $60,302 | $3,371+1688.7% | $4,624+1204.0% | $2,596+2222.7% |
| Participant deferral / active EE | $4,622 | $6,525-29.2% | $8,004-42.3% | $4,274+8.2% |
| Admin fee / account holder | $4,612 | $8,287-44.3% | $14,398-68.0% | $7,775-40.7% |