Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,187 | $51,606-8.6% | $129,339-63.5% | $80,911-41.7% |
| Participation rate | 56.8% | 57.0%-0.2pp | 69.6%-12.9pp | 67.6%-10.9pp |
| Annual return | 9.63% | 20.76%-11.1pp | 9437.05%-9427.4pp | 35.63%-26.0pp |
| Employer contribution / active EE | $952 | $1,582-39.9% | $4,154-77.1% | $2,756-65.5% |
| Participant deferral / active EE | $3,098 | $2,669+16.1% | $4,170-25.7% | $4,297-27.9% |
| Admin fee / account holder | $20,368 | $4,310+372.6% | $7,668+165.6% | $6,935+193.7% |