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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,860 | $183,516-73.9% | $155,534-69.2% | $145,884-67.2% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 14.40% | 61.43%-47.0pp | 64.92%-50.5pp | 551.85%-537.4pp |
| Employer contribution / active EE | $1,355 | $5,315-74.5% | $4,675-71.0% | $4,662-70.9% |
| Participant deferral / active EE | $4,633 | $6,467-28.4% | $5,630-17.7% | $6,690-30.7% |
| Admin fee / account holder | $206 | $19,293-98.9% | $15,900-98.7% | $13,392-98.5% |