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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,149 | $110,337-82.6% | $102,383-81.3% | $145,877-86.9% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 12.94% | 24.83%-11.9pp | 24.94%-12.0pp | 551.28%-538.3pp |
| Employer contribution / active EE | $1,883 | $4,216-55.3% | $3,870-51.4% | $4,663-59.6% |
| Participant deferral / active EE | $3,237 | $5,621-42.4% | $5,060-36.0% | $6,691-51.6% |
| Admin fee / account holder | $3,171 | $9,750-67.5% | $8,391-62.2% | $13,402-76.3% |