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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,482 | $184,014+5.1% | $161,149+20.1% | $138,895+39.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 15.26% | 21.52%-6.3pp | 21.16%-5.9pp | 145.39%-130.1pp |
| Employer contribution / active EE | $2,518 | $5,055-50.2% | $4,360-42.3% | $4,194-40.0% |
| Participant deferral / active EE | $14,313 | $6,909+107.2% | $6,153+132.6% | $6,396+123.8% |
| Admin fee / account holder | $2,478 | $18,027-86.3% | $15,194-83.7% | $12,562-80.3% |