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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,904 | $174,379-81.7% | $152,093-79.0% | $138,895-77.0% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 23.03% | 74.86%-51.8pp | 66.36%-43.3pp | 145.39%-122.4pp |
| Employer contribution / active EE | $2,623 | $4,652-43.6% | $4,175-37.2% | $4,194-37.5% |
| Participant deferral / active EE | $5,729 | $6,159-7.0% | $5,451+5.1% | $6,396-10.4% |
| Admin fee / account holder | $178 | $16,880-98.9% | $14,497-98.8% | $12,562-98.6% |