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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,872 | $111,787-76.0% | $93,681-71.3% | $145,978-81.6% |
| Participation rate | 40.0% | 74.2%-34.2pp | 68.7%-28.7pp | 80.3%-40.3pp |
| Annual return | 10.27% | 203.52%-193.3pp | 133.47%-123.2pp | 550.52%-540.3pp |
| Employer contribution / active EE | $785 | $3,093-74.6% | $2,422-67.6% | $4,662-83.2% |
| Participant deferral / active EE | $1,570 | $4,918-68.1% | $4,415-64.4% | $6,690-76.5% |
| Admin fee / account holder | $25,181 | $10,256+145.5% | $8,290+203.7% | $13,400+87.9% |