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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,319 | $156,398+15.9% | $147,318+23.1% | $138,895+30.5% |
| Participation rate | 37.5% | 83.8%-46.3pp | 82.1%-44.6pp | 79.9%-42.4pp |
| Annual return | 21.14% | 78.75%-57.6pp | 70.43%-49.3pp | 145.39%-124.3pp |
| Employer contribution / active EE | $1,171 | $4,853-75.9% | $4,593-74.5% | $4,194-72.1% |
| Participant deferral / active EE | $3,897 | $8,237-52.7% | $7,906-50.7% | $6,396-39.1% |
| Admin fee / account holder | $498 | $14,976-96.7% | $13,708-96.4% | $12,562-96.0% |