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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,479 | $174,379-64.7% | $152,093-59.6% | $138,895-55.7% |
| Participation rate | 89.5% | 81.6%+7.8pp | 77.8%+11.7pp | 79.9%+9.6pp |
| Annual return | 17.84% | 74.86%-57.0pp | 66.36%-48.5pp | 145.39%-127.6pp |
| Employer contribution / active EE | $1,554 | $4,652-66.6% | $4,175-62.8% | $4,194-63.0% |
| Participant deferral / active EE | $5,560 | $6,159-9.7% | $5,451+2.0% | $6,396-13.1% |
| Admin fee / account holder | $1,657 | $16,880-90.2% | $14,497-88.6% | $12,562-86.8% |