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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,922 | $183,516-61.4% | $155,534-54.4% | $145,884-51.4% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 12.02% | 61.43%-49.4pp | 64.92%-52.9pp | 551.85%-539.8pp |
| Employer contribution / active EE | $2,130 | $5,315-59.9% | $4,675-54.4% | $4,662-54.3% |
| Participant deferral / active EE | $7,139 | $6,467+10.4% | $5,630+26.8% | $6,690+6.7% |
| Admin fee / account holder | $4,443 | $19,293-77.0% | $15,900-72.1% | $13,392-66.8% |