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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,671 | $174,379-76.7% | $152,093-73.3% | $138,895-70.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.15% | 74.86%-59.7pp | 66.36%-51.2pp | 145.39%-130.2pp |
| Employer contribution / active EE | $673 | $4,652-85.5% | $4,175-83.9% | $4,194-83.9% |
| Participant deferral / active EE | $10,167 | $6,159+65.1% | $5,451+86.5% | $6,396+58.9% |
| Admin fee / account holder | $681 | $16,880-96.0% | $14,497-95.3% | $12,562-94.6% |