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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,799 | $183,627-49.5% | $155,602-40.4% | $145,978-36.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.78% | 61.32%-47.5pp | 64.81%-51.0pp | 550.52%-536.7pp |
| Employer contribution / active EE | $5,663 | $5,316+6.5% | $4,675+21.1% | $4,662+21.5% |
| Participant deferral / active EE | $7,084 | $6,466+9.6% | $5,629+25.9% | $6,690+5.9% |
| Admin fee / account holder | $1,022 | $19,327-94.7% | $15,923-93.6% | $13,400-92.4% |