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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,212 | $138,385-18.2% | $184,200-38.5% | $80,874+40.0% |
| Participation rate | 96.4% | 83.9%+12.5pp | 86.8%+9.5pp | 67.6%+28.7pp |
| Annual return | 19.64% | 20.02%-0.4pp | 28.80%-9.2pp | 35.62%-16.0pp |
| Employer contribution / active EE | $7,812 | $4,849+61.1% | $6,424+21.6% | $2,756+183.5% |
| Participant deferral / active EE | $14,354 | $7,073+103.0% | $9,132+57.2% | $4,297+234.0% |
| Admin fee / account holder | $1,619 | $10,483-84.6% | $13,907-88.4% | $6,935-76.7% |