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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,879 | $208,088-87.6% | $186,193-86.1% | $154,746-83.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 0.07% | 89.97%-89.9pp | 78.03%-78.0pp | 172.34%-172.3pp |
| Employer contribution / active EE | $812 | $4,340-81.3% | $3,918-79.3% | $4,379-81.5% |
| Participant deferral / active EE | $25,000 | $7,078+253.2% | $6,513+283.8% | $6,730+271.5% |
| Admin fee / account holder | $26,146 | $11,698+123.5% | $11,058+136.4% | $14,365+82.0% |