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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,879 | $289,211-91.1% | $260,467-90.1% | $198,609-87.0% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 0.07% | 112.90%-112.8pp | 100.60%-100.5pp | 202.70%-202.6pp |
| Employer contribution / active EE | $812 | $4,663-82.6% | $4,239-80.8% | $5,055-83.9% |
| Participant deferral / active EE | $25,000 | $6,812+267.0% | $6,319+295.6% | $6,977+258.3% |
| Admin fee / account holder | $26,146 | $16,236+61.0% | $15,461+69.1% | $19,030+37.4% |