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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,552 | $82,133-9.2% | $147,318-49.4% | $64,097+16.3% |
| Participation rate | 67.5% | 62.3%+5.2pp | 82.1%-14.6pp | 55.2%+12.3pp |
| Annual return | 61.61% | 78.78%-17.2pp | 70.43%-8.8pp | 34.64%+27.0pp |
| Employer contribution / active EE | $0 | $2,872-100.0% | $4,593-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $10,442 | $5,407+93.1% | $7,906+32.1% | $3,080+239.0% |
| Admin fee / account holder | $2,555 | $3,730-31.5% | $13,708-81.4% | $3,454-26.0% |