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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,306 | $160,028-46.1% | $147,080-41.3% | $145,884-40.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 7.43% | 98.60%-91.2pp | 420.17%-412.7pp | 551.85%-544.4pp |
| Employer contribution / active EE | $9,220 | $5,286+74.4% | $4,933+86.9% | $4,662+97.8% |
| Participant deferral / active EE | $10,929 | $8,422+29.8% | $8,066+35.5% | $6,690+63.4% |
| Admin fee / account holder | $1,576 | $15,030-89.5% | $12,989-87.9% | $13,392-88.2% |