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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,554 | $114,119+43.3% | $107,187+52.6% | $138,895+17.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.35% | 273.21%-257.9pp | 204.55%-189.2pp | 145.39%-130.0pp |
| Employer contribution / active EE | $8,921 | $4,059+119.8% | $3,782+135.9% | $4,194+112.7% |
| Participant deferral / active EE | $21,787 | $5,538+293.4% | $5,096+327.5% | $6,396+240.6% |
| Admin fee / account holder | $2,362 | $10,024-76.4% | $9,162-74.2% | $12,562-81.2% |