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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,022 | $111,830-65.1% | $93,696-58.4% | $145,884-73.3% |
| Participation rate | 68.4% | 74.2%-5.8pp | 68.7%-0.3pp | 80.3%-11.9pp |
| Annual return | 9.98% | 204.08%-194.1pp | 133.74%-123.8pp | 551.85%-541.9pp |
| Employer contribution / active EE | $1,266 | $3,093-59.1% | $2,422-47.7% | $4,662-72.8% |
| Participant deferral / active EE | $1,620 | $4,920-67.1% | $4,417-63.3% | $6,690-75.8% |
| Admin fee / account holder | $203 | $10,249-98.0% | $8,287-97.5% | $13,392-98.5% |