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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,475 | $143,969-64.2% | $199,883-74.2% | $82,637-37.7% |
| Participation rate | 76.5% | 84.1%-7.7pp | 86.8%-10.3pp | 68.1%+8.4pp |
| Annual return | 17.88% | 25.67%-7.8pp | 43.81%-25.9pp | 53.51%-35.6pp |
| Employer contribution / active EE | $2,187 | $4,632-52.8% | $6,261-65.1% | $2,552-14.3% |
| Participant deferral / active EE | $5,892 | $6,937-15.1% | $9,138-35.5% | $4,126+42.8% |
| Admin fee / account holder | $8,853 | $14,597-39.4% | $17,268-48.7% | $7,339+20.6% |