Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,043 | $81,504-41.1% | $102,437-53.1% | $80,959-40.7% |
| Participation rate | 35.5% | 66.9%-31.4pp | 74.5%-39.0pp | 67.7%-32.2pp |
| Annual return | 10.74% | 25.60%-14.9pp | 24.95%-14.2pp | 35.67%-24.9pp |
| Employer contribution / active EE | $344 | $3,104-88.9% | $3,871-91.1% | $2,757-87.5% |
| Participant deferral / active EE | $1,759 | $3,871-54.6% | $5,060-65.2% | $4,300-59.1% |
| Admin fee / account holder | $498 | $6,719-92.6% | $8,388-94.1% | $6,925-92.8% |