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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,974 | $136,860-97.1% | $120,344-96.7% | $154,746-97.4% |
| Participation rate | 80.0% | 79.9%+0.1pp | 76.7%+3.3pp | 80.7%-0.7pp |
| Annual return | 20.09% | 21.38%-1.3pp | 20.30%-0.2pp | 172.34%-152.2pp |
| Employer contribution / active EE | $1,110 | $3,533-68.6% | $3,020-63.2% | $4,379-74.6% |
| Participant deferral / active EE | $1,186 | $5,793-79.5% | $5,135-76.9% | $6,730-82.4% |
| Admin fee / account holder | $386 | $15,393-97.5% | $12,742-97.0% | $14,365-97.3% |