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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,045 | $160,028-86.2% | $147,080-85.0% | $145,884-84.9% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 4.45% | 98.60%-94.2pp | 420.17%-415.7pp | 551.85%-547.4pp |
| Employer contribution / active EE | $3,816 | $5,286-27.8% | $4,933-22.7% | $4,662-18.2% |
| Participant deferral / active EE | $4,525 | $8,422-46.3% | $8,066-43.9% | $6,690-32.4% |
| Admin fee / account holder | $50,834 | $15,030+238.2% | $12,989+291.4% | $13,392+279.6% |