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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,536 | $159,978-17.2% | $147,041-9.9% | $145,978-9.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.71% | 98.36%-83.7pp | 419.21%-404.5pp | 550.52%-535.8pp |
| Employer contribution / active EE | $4,927 | $5,288-6.8% | $4,935-0.2% | $4,662+5.7% |
| Participant deferral / active EE | $7,035 | $8,429-16.5% | $8,071-12.8% | $6,690+5.2% |
| Admin fee / account holder | $1,770 | $15,053-88.2% | $13,006-86.4% | $13,400-86.8% |