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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,984 | $102,609-29.8% | $98,090-26.6% | $138,895-48.2% |
| Participation rate | 91.7% | 82.8%+8.9pp | 81.5%+10.1pp | 79.9%+11.7pp |
| Annual return | 18.34% | 36.44%-18.1pp | 37.05%-18.7pp | 145.39%-127.1pp |
| Employer contribution / active EE | $6,824 | $3,867+76.5% | $3,606+89.2% | $4,194+62.7% |
| Participant deferral / active EE | $16,397 | $8,167+100.8% | $7,845+109.0% | $6,396+156.4% |
| Admin fee / account holder | $14,192 | $11,434+24.1% | $11,815+20.1% | $12,562+13.0% |