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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,606 | $126,113-78.1% | $116,096-76.2% | $155,188-82.2% |
| Participation rate | 47.6% | 75.1%-27.5pp | 73.3%-25.7pp | 80.8%-33.2pp |
| Annual return | 8.63% | 391.72%-383.1pp | 326.25%-317.6pp | 148.84%-140.2pp |
| Employer contribution / active EE | $1,053 | $2,672-60.6% | $2,503-57.9% | $4,248-75.2% |
| Participant deferral / active EE | $3,384 | $4,162-18.7% | $3,952-14.4% | $6,531-48.2% |
| Admin fee / account holder | $571 | $8,045-92.9% | $7,704-92.6% | $14,480-96.1% |