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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,941 | $86,938+66.7% | $102,423+41.5% | $80,925+79.1% |
| Participation rate | 94.2% | 72.4%+21.8pp | 76.5%+17.7pp | 67.7%+26.5pp |
| Annual return | 12.82% | 18.89%-6.1pp | 29.42%-16.6pp | 35.65%-22.8pp |
| Employer contribution / active EE | $1,916 | $2,369-19.1% | $3,023-36.6% | $2,756-30.5% |
| Participant deferral / active EE | $4,996 | $4,120+21.3% | $5,054-1.2% | $4,299+16.2% |
| Admin fee / account holder | $4,610 | $8,053-42.7% | $9,455-51.2% | $6,940-33.6% |