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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,684 | $123,898-13.1% | $116,538-7.6% | $155,188-30.6% |
| Participation rate | 0.0% | 83.7%-83.7pp | 82.6%-82.6pp | 80.8%-80.8pp |
| Annual return | 18.60% | 16.04%+2.6pp | 17.97%+0.6pp | 148.84%-130.2pp |
| Employer contribution / active EE | $0 | $4,739-100.0% | $4,541-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $0 | $6,400-100.0% | $6,207-100.0% | $6,531-100.0% |
| Admin fee / account holder | $1,015 | $9,174-88.9% | $8,737-88.4% | $14,480-93.0% |