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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,148 | $102,385+185.3% | $147,080+98.6% | $80,935+261.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 17.08% | 135.09%-118.0pp | 420.17%-403.1pp | 35.66%-18.6pp |
| Employer contribution / active EE | $5,971 | $3,717+60.7% | $4,933+21.0% | $2,757+116.6% |
| Participant deferral / active EE | $16,259 | $6,651+144.5% | $8,066+101.6% | $4,299+278.2% |
| Admin fee / account holder | $4,142 | $7,951-47.9% | $12,989-68.1% | $6,924-40.2% |