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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,339 | $77,492-15.7% | $100,398-34.9% | $80,911-19.2% |
| Participation rate | 94.2% | 76.9%+17.3pp | 81.5%+12.7pp | 67.6%+26.6pp |
| Annual return | 11.24% | 37.23%-26.0pp | 49.32%-38.1pp | 35.63%-24.4pp |
| Employer contribution / active EE | $6,424 | $2,800+129.4% | $3,946+62.8% | $2,756+133.1% |
| Participant deferral / active EE | $8,742 | $6,817+28.2% | $8,084+8.1% | $4,297+103.4% |
| Admin fee / account holder | $2,468 | $5,892-58.1% | $7,893-68.7% | $6,935-64.4% |