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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,339 | $77,472-15.7% | $100,392-34.9% | $80,935-19.3% |
| Participation rate | 94.2% | 76.9%+17.3pp | 81.5%+12.7pp | 67.7%+26.6pp |
| Annual return | 11.24% | 37.26%-26.0pp | 49.45%-38.2pp | 35.66%-24.4pp |
| Employer contribution / active EE | $6,424 | $2,800+129.4% | $3,941+63.0% | $2,757+133.0% |
| Participant deferral / active EE | $8,742 | $6,818+28.2% | $8,090+8.1% | $4,299+103.3% |
| Admin fee / account holder | $2,468 | $5,885-58.1% | $7,904-68.8% | $6,924-64.4% |