See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $81,657 |
Service code 27 · EIN 43-1635589 | Advisory (Plan) | $44,078 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,123 | $96,484-33.5% | $156,263-59.0% | $74,304-13.7% |
| Participation rate | 97.5% | 67.7%+29.9pp | 78.9%+18.6pp | 60.3%+37.2pp |
| Annual return | 13.09% | 17.73%-4.6pp | 59.47%-46.4pp | 29.43%-16.3pp |
| Employer contribution / active EE | $523 | $2,528-79.3% | $4,333-87.9% | $2,241-76.7% |
| Participant deferral / active EE | $4,366 | $4,286+1.9% | $6,158-29.1% | $3,767+15.9% |
| Admin fee / account holder | $434 | $3,728-88.3% | $14,255-97.0% | $2,969-85.4% |