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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,770 | $123,155-57.2% | $108,753-51.5% | $155,188-66.0% |
| Participation rate | 93.3% | 75.6%+17.7pp | 71.1%+22.2pp | 80.8%+12.5pp |
| Annual return | 15.95% | 44.73%-28.8pp | 37.47%-21.5pp | 148.84%-132.9pp |
| Employer contribution / active EE | $4,502 | $2,811+60.1% | $2,427+85.5% | $4,248+6.0% |
| Participant deferral / active EE | $8,838 | $4,623+91.2% | $4,115+114.8% | $6,531+35.3% |
| Admin fee / account holder | $338 | $12,126-97.2% | $10,320-96.7% | $14,480-97.7% |