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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,904 | $111,830-80.4% | $93,696-76.6% | $145,884-85.0% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 10.54% | 204.08%-193.5pp | 133.74%-123.2pp | 551.85%-541.3pp |
| Employer contribution / active EE | $989 | $3,093-68.0% | $2,422-59.2% | $4,662-78.8% |
| Participant deferral / active EE | $1,710 | $4,920-65.2% | $4,417-61.3% | $6,690-74.4% |
| Admin fee / account holder | $0 | $10,249-100.0% | $8,287-100.0% | $13,392-100.0% |