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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,911 | $254,759-52.9% | $216,567-44.6% | $198,609-39.6% |
| Participation rate | 62.5% | 84.5%-22.0pp | 81.6%-19.1pp | 82.4%-19.9pp |
| Annual return | 4.07% | 10.04%-6.0pp | 12.94%-8.9pp | 202.70%-198.6pp |
| Employer contribution / active EE | $1,620 | $6,096-73.4% | $5,216-68.9% | $5,055-67.9% |
| Participant deferral / active EE | $3,912 | $6,948-43.7% | $6,191-36.8% | $6,977-43.9% |
| Admin fee / account holder | $98,393 | $26,311+274.0% | $21,981+347.6% | $19,030+417.0% |