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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,548 | $211,288+61.6% | $178,540+91.3% | $145,884+134.1% |
| Participation rate | 93.8% | 80.8%+12.9pp | 77.1%+16.6pp | 80.3%+13.4pp |
| Annual return | 13.06% | 30.27%-17.2pp | 27.15%-14.1pp | 551.85%-538.8pp |
| Employer contribution / active EE | $4,172 | $4,574-8.8% | $3,953+5.6% | $4,662-10.5% |
| Participant deferral / active EE | $9,400 | $6,967+34.9% | $6,281+49.7% | $6,690+40.5% |
| Admin fee / account holder | $860 | $12,105-92.9% | $10,424-91.7% | $13,392-93.6% |