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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,834 | $182,442+161.9% | $163,379+192.5% | $138,895+244.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 15.69% | 72.74%-57.0pp | 63.41%-47.7pp | 145.39%-129.7pp |
| Employer contribution / active EE | $5,080 | $4,159+22.1% | $3,752+35.4% | $4,194+21.1% |
| Participant deferral / active EE | $11,209 | $6,817+64.4% | $6,282+78.4% | $6,396+75.2% |
| Admin fee / account holder | $15,970 | $10,396+53.6% | $9,818+62.7% | $12,562+27.1% |