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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,739 | $156,398-20.9% | $147,318-16.0% | $138,895-10.9% |
| Participation rate | 54.5% | 83.8%-29.2pp | 82.1%-27.5pp | 79.9%-25.4pp |
| Annual return | 12.94% | 78.75%-65.8pp | 70.43%-57.5pp | 145.39%-132.5pp |
| Employer contribution / active EE | $3,179 | $4,853-34.5% | $4,593-30.8% | $4,194-24.2% |
| Participant deferral / active EE | $7,996 | $8,237-2.9% | $7,906+1.1% | $6,396+25.0% |
| Admin fee / account holder | $842 | $14,976-94.4% | $13,708-93.9% | $12,562-93.3% |