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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,306 | $174,379-37.3% | $152,093-28.1% | $138,895-21.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 11.61% | 74.86%-63.2pp | 66.36%-54.7pp | 145.39%-133.8pp |
| Employer contribution / active EE | $6,746 | $4,652+45.0% | $4,175+61.6% | $4,194+60.8% |
| Participant deferral / active EE | $8,050 | $6,159+30.7% | $5,451+47.7% | $6,396+25.9% |
| Admin fee / account holder | $440 | $16,880-97.4% | $14,497-97.0% | $12,562-96.5% |