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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,319 | $81,487+7.2% | $102,412-14.7% | $80,935+7.9% |
| Participation rate | 85.3% | 66.8%+18.5pp | 74.5%+10.8pp | 67.7%+17.6pp |
| Annual return | -61.29% | 25.60%-86.9pp | 24.94%-86.2pp | 35.66%-96.9pp |
| Employer contribution / active EE | $5,860 | $3,103+88.9% | $3,870+51.4% | $2,757+112.6% |
| Participant deferral / active EE | $12,898 | $3,871+233.2% | $5,060+154.9% | $4,299+200.0% |
| Admin fee / account holder | $6,960 | $6,717+3.6% | $8,388-17.0% | $6,924+0.5% |