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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,390 | $69,118-54.6% | $53,647-41.5% | $138,895-77.4% |
| Participation rate | 61.1% | 64.0%-2.9pp | 56.3%+4.8pp | 79.9%-18.8pp |
| Annual return | 19.93% | 248.26%-228.3pp | 358.33%-338.4pp | 145.39%-125.5pp |
| Employer contribution / active EE | $1,432 | $1,189+20.3% | $962+48.8% | $4,194-65.9% |
| Participant deferral / active EE | $4,319 | $2,274+89.9% | $1,813+138.2% | $6,396-32.5% |
| Admin fee / account holder | $13 | $2,724-99.5% | $2,460-99.5% | $12,562-99.9% |