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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,085 | $76,522-69.8% | $56,033-58.8% | $145,884-84.2% |
| Participation rate | 55.6% | 63.2%-7.7pp | 52.5%+3.1pp | 80.3%-24.7pp |
| Annual return | 21.20% | 3014.28%-2993.1pp | 1711.38%-1690.2pp | 551.85%-530.6pp |
| Employer contribution / active EE | $1,404 | $1,382+1.5% | $1,041+34.8% | $4,662-69.9% |
| Participant deferral / active EE | $3,734 | $2,624+42.3% | $1,954+91.1% | $6,690-44.2% |
| Admin fee / account holder | $0 | $3,328-100.0% | $2,827-100.0% | $13,392-100.0% |