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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,701 | $182,442+29.7% | $163,379+44.9% | $138,895+70.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 16.11% | 72.74%-56.6pp | 63.41%-47.3pp | 145.39%-129.3pp |
| Employer contribution / active EE | $4,831 | $4,159+16.2% | $3,752+28.8% | $4,194+15.2% |
| Participant deferral / active EE | $10,277 | $6,817+50.8% | $6,282+63.6% | $6,396+60.7% |
| Admin fee / account holder | $2,820 | $10,396-72.9% | $9,818-71.3% | $12,562-77.6% |