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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,701 | $225,673+4.9% | $203,872+16.1% | $155,188+52.5% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 16.11% | 95.91%-79.8pp | 85.11%-69.0pp | 148.84%-132.7pp |
| Employer contribution / active EE | $4,831 | $4,099+17.9% | $3,757+28.6% | $4,248+13.7% |
| Participant deferral / active EE | $10,277 | $6,893+49.1% | $6,388+60.9% | $6,531+57.3% |
| Admin fee / account holder | $2,820 | $12,327-77.1% | $11,730-76.0% | $14,480-80.5% |