Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,436 | $36,978-85.3% | $155,789-96.5% | $59,188-90.8% |
| Participation rate | 17.3% | 62.7%-45.4pp | 76.1%-58.8pp | 69.4%-52.1pp |
| Annual return | 48.99% | 5.44%+43.6pp | 71.54%-22.5pp | 5.51%+43.5pp |
| Employer contribution / active EE | $268 | $1,222-78.1% | $3,839-93.0% | $2,098-87.2% |
| Participant deferral / active EE | $493 | $2,795-82.3% | $4,798-89.7% | $3,265-84.9% |
| Admin fee / account holder | $17 | $65-73.4% | $7,477-99.8% | $92-81.2% |