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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,798 | $111,830+21.4% | $93,696+44.9% | $145,884-6.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 5.75% | 204.08%-198.3pp | 133.74%-128.0pp | 551.85%-546.1pp |
| Employer contribution / active EE | $6,980 | $3,093+125.7% | $2,422+188.2% | $4,662+49.7% |
| Participant deferral / active EE | $13,581 | $4,920+176.0% | $4,417+207.5% | $6,690+103.0% |
| Admin fee / account holder | $77,832 | $10,249+659.4% | $8,287+839.2% | $13,392+481.2% |