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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,798 | $111,785+21.5% | $93,669+45.0% | $145,877-6.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 5.75% | 203.79%-198.0pp | 133.59%-127.8pp | 551.28%-545.5pp |
| Employer contribution / active EE | $6,980 | $3,096+125.4% | $2,424+188.0% | $4,663+49.7% |
| Participant deferral / active EE | $13,581 | $4,919+176.1% | $4,416+207.6% | $6,691+103.0% |
| Admin fee / account holder | $77,832 | $10,256+658.9% | $8,291+838.7% | $13,402+480.7% |