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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,100 | $154,228-50.0% | $145,433-47.0% | $137,256-43.8% |
| Participation rate | 37.5% | 83.8%-46.3pp | 82.1%-44.6pp | 80.0%-42.5pp |
| Annual return | 18.94% | 74.59%-55.6pp | 66.58%-47.6pp | 220.34%-201.4pp |
| Employer contribution / active EE | $1,461 | $4,804-69.6% | $4,554-67.9% | $4,156-64.9% |
| Participant deferral / active EE | $3,471 | $8,216-57.8% | $7,897-56.1% | $6,407-45.8% |
| Admin fee / account holder | $1,429 | $14,344-90.0% | $13,129-89.1% | $12,270-88.4% |